FRAUD ALERT: Scammers may pretend to be San Francisco Federal Credit Union and try to get your personal information by phone, text, or email. Remember, we will never ask you for your Secure Access Code. Only share your one-time passcode when you call us directly. If you receive a suspicious message, call us immediately at 415-775-5377.

Worry-free banking

Spend less time thinking about money and more time living life.

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6.031 %APR*

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We're Here For You

Proudly serving the San Francisco and San Mateo communities for over 70 years.

Welcome Summit

Change isn’t always easy, but we’re right here with you. As part of your neighborhood, we’re committed to supporting you through every stage of your financial journey.

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Savings Account

Establishing a savings account with no deposit makes you a member and part-owner of San Francisco Federal Credit Union. Start here. Grow here.

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2026 Scholarship Program

The 2026 Scholarship Program is now open and accepting applications through June 30. Four awards of $2,500 are available to members continuing their education.

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Why Join?

Competitive Rates when you borrow.
Higher dividends when you want to save.
Online & Mobile Banking 24/7.
Free access to 30,000+ Co-Op Network ATMs.
Members eligible to vote for our Board of Directors.

Become a Member

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Your Financial Partner For Life

Proudly serving the San Francisco and San Mateo communities for over 70 years.

Member E-Newsletter

Learn about our benefits, tips & tricks for budgeting and spending, and new available rates & offers

4 Tips For Healthy Credit

Start the school year off right with these tips on budgeting and spending for your student.